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LIC Credit Cards

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LIC Select

LIC Select and Classic credit card is launched with IDFC First Bank. In this credit card post, you will see the comparison between both cards. The following are requirements for Both credit cards.

MINIMUM AGE21 Years.

NO JOINING FEES.

NO ANNUAL FEES.

LIFETIME FREE.

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2.Benefits Of LIC Select and classic Credit Card - Comparison

- Welcome Benefit

SELECT – 2000 Rewards points on spending First Rs.10,000 within 30 days of card issuance.

CLASSIC – 10000 Rewards points on spending First Rs.5,000 within 30 days of card issuance.

( 5 % Cashbacks Up to Rs.10,000 on the transaction value of first EMI done within 30 days of card issuance )

- Lounge Access

SELECT – 2 complimentary domestic airport lounge access per quarter.

CLASSIC – 1 complimentary domestic airport lounge access per quarter.

( SUBJECT TO SPEND OF 5000 RUPEES IN PREVIOUS MONTH )

- Railway Lounge Access

SELECT – 4 complimentary railway lounge access per quarter.

CLASSIC – 2 complimentary railway lounge access per quarter.

- Reward Structure on Premium

SELECT – 10X Rewards on LIC Insurance Premium Spends.

CLASSIC – 6X Rewards on LIC Insurance Premium Spends.

- Sponsorship Benefits on Both Cards

1 On booking domestic flights on yatra get Rs.500 off.( May some conditions applied)

2 – On purchasing of Rs.899 and above on MYGLAMM get Rs.500 off. ( May some conditions applied)

3. PharmEasy Plus Membership worth Rs.399 free for 6 months . ( May some conditions applied)

4.- LensKart Gold Membership worth Rs.500 free for 1 year.( May some conditions applied)

3. Rewards system

SELECT – 5X Rewards points on grocery , utilities , Railway , Education ,  government. Up to 300 Rewards Points Per month.(5X Reward point on all other spends.)

CLASSIC – 3X Rewards points on grocery , utilities , Railway , Education ,  government. Up to 300 Rewards Points Per month.(3X Reward point on all other spends.)

( Rewards points is only valid upto 3 years)

4.The Category which are exempted for rewards points and fuel surcharge and others.

– Rewards points are not applicable on Fuel , Rental , Non – LIC insurance spends , EMI transaction & cash withdrawals.

– Fuel sucharge Waiver on select credit card upto Rs.300 and on classic credit card uptoRs.200

– Complimentary Roadside assistance worth Rs.1399

– Financial Charges is 9%

FOR MORE INFORMATION -CLICK HERE

5. Insurance Cover

SELECT – Personal accident cover of Rs.500,000 and lost card liability cover of Rs.50,000 valid on doing at least one transaction on LIC select  credit card in last 30 days.

– Travel insurance cover Rs.4000 each on loss or delay of checked – In Baggage , loss of passport & other document and delay in flight Air accident cover of Rs.1 crore.

CLASSIC – Personal accident cover of Rs.200,000 and lost card liability cover of Rs.20,000 valid on doing at least one transaction on LIC classic  credit card in last 30 days.

FOR MORE INFORMATION – CLICK HERE

VISIT OUR WEBSITE ~ drobech.com 

 IMPORTANT POINTS ~ 1 . The above credit cards are not available on our website; you are directed to the IDFC  Bank website by clicking Apply Button.

2.If any purchase is made by you, it is recommended that you read the terms and conditions of IDFC  Bank on the IDFC Bank website, and we are not responsible for any inconvenience or problem that occurs.

3.The main motive of this page is to provide the best credit cards to customers through IDFC BANK and this information is based on 100% research.

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